Financing
Transmission Financing & Payment Options
Need a replacement transmission now? We accept major credit cards, debit cards, and Shop Pay at checkout. Eligible U.S. customers may also be able to split their purchase into payments with Shop Pay Installments.
Secure checkout • Credit or debit accepted • Pay over time if eligible
Quick Answer: At checkout, you can pay with a credit card, debit card, or Shop Pay. If you qualify, Shop Pay Installments may let you split your transmission purchase into payments. Available financing options, APR, down payment, and approval are determined at checkout by Shop Pay Installments and Affirm lending partners.
How Payment Works At Checkout
After selecting your transmission and any available options, you will continue to secure checkout. At checkout, you can choose from available payment methods such as credit card, debit card, Shop Pay, or Shop Pay Installments if eligible.
1. Find Your Transmission
Use our VIN lookup tool, call us, or text your VIN so we can help match the correct replacement transmission.
2. Review Your Order
Your checkout total may include the transmission, refundable core deposit, selected upgrades, shipping, and taxes if applicable.
3. Choose Payment
Pay in full with a card or Shop Pay, or choose Shop Pay Installments at checkout if the option is available for your order.
Accepted Payment Options
| Payment Option | How It Works | Good To Know |
|---|---|---|
| Credit Card | Pay the full order total securely at checkout. | Major credit cards may be accepted through Shopify checkout. |
| Debit Card | Pay the full order total securely using your debit card. | Debit cards may also be required for certain monthly installment plans. |
| Shop Pay | Use Shop Pay for a faster checkout experience. | You can pay in full or choose installments if eligible. |
| Shop Pay Installments | Eligible customers may split the purchase into payments at checkout. | Approval, payment amount, APR, and terms are determined at checkout. |
Shop Pay Installments For U.S. Customers
Shop Pay Installments may be available for eligible U.S. customers on qualifying orders. It gives customers the option to pay over time instead of paying the full amount upfront.
- Available only when shown at checkout
- Order total must qualify based on Shop Pay Installments requirements
- U.S. customers must use an eligible billing and shipping address
- Final approval is determined by Affirm lending partners
- Monthly payment plans may include interest from 0–36% APR
- A down payment may be required depending on the order and approval
If Shop Pay Installments is not shown at checkout, the order or customer account may not meet the eligibility requirements.
What Can Be Included In Your Checkout Total?
Your transmission order may include more than the transmission itself. Depending on your selected product and options, your checkout total may include:
- Replacement transmission
- Refundable core deposit
- Correct transmission fluid package, if selected
- Warranty upgrade, if selected
- Labor rate coverage upgrade, if selected
- Shipping, taxes, or other applicable checkout charges
If your order qualifies for Shop Pay Installments, the available payment options are generally based on the eligible checkout total.
Important Shop Pay Installments Details
Shop Pay Installments is offered through Shop Pay and Affirm lending partners. We do not approve or deny financing applications, set APR, change payment terms, or control whether Shop Pay Installments appears at checkout.
| Requirement | What Customers Should Know |
|---|---|
| Location | For our store, Shop Pay Installments is intended for eligible U.S. customers only. |
| Age | You must be at least 18 years old in most states. Some state-specific age rules may apply. |
| Currency | Orders must be processed in USD. |
| Order Total | Eligible U.S. orders are generally between $35 and $30,000, including discounts, shipping, and taxes. |
| Payment Methods | Accepted payment methods depend on the plan. Monthly payment plans may require a debit card. |
| Excluded Cards | Some cards may not be accepted for installments, including Capital One credit cards, Chase credit cards, and prepaid cards. |
| Shipping Address | Shop Pay Installments may not support P.O. boxes, APO addresses, or U.S. territories such as Puerto Rico. |
| Approval | Final approval is determined by Affirm on a case-by-case basis. |
Why Financing Can Help With A Transmission Replacement
Transmission replacement is often an urgent repair. If your vehicle is slipping, losing gears, overheating, or no longer driving properly, waiting too long can create more problems. Financing may help eligible customers move forward with a replacement transmission sooner while spreading payments over time.
- Helps reduce the upfront payment burden
- Allows eligible customers to pay over time
- Lets you review available payment options before completing purchase
- Can help you move forward with an urgent transmission repair
- Works through secure Shopify checkout when available
Need Help Before Checkout?
We can help you find the correct transmission before you order. Use the VIN lookup tool, call 227-289-4797, or text your VIN to 443-866-7140.
Financing FAQ
Do you accept credit and debit cards?
Yes. Customers can pay using available credit card and debit card options at secure checkout.
Do you accept Shop Pay?
Yes. Shop Pay is available at checkout. Customers may pay in full with Shop Pay or choose Shop Pay Installments if eligible.
Can I finance a replacement transmission?
Eligible U.S. customers may be able to use Shop Pay Installments at checkout to split a qualifying transmission purchase into payments.
Where do I select financing?
If available, Shop Pay Installments will appear as a payment option during checkout. You can review payment options before completing your order.
Does Best Value Transmission approve financing?
No. Financing eligibility, approval, APR, down payment, and payment terms are determined by Shop Pay Installments and Affirm lending partners at checkout.
Will checking eligibility affect my credit score?
Checking eligibility may not affect your credit score. Monthly payment plans may be subject to credit checks or reporting depending on the plan and lender terms.
Can I finance the core deposit and upgrades?
If your order qualifies, available installment options are generally based on the eligible checkout total, which may include the transmission, core deposit, selected upgrades, shipping, and applicable taxes.
Do you verify fitment before shipment?
Yes. Final transmission fitment is verified before shipment using your VIN to help reduce the risk of sending the wrong unit.
Shop Pay Installments is available for eligible U.S. customers and qualifying orders only. Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by Affirm lending partners. Options depend on purchase amount, customer eligibility, approval, and lender terms. A down payment may be required. Monthly payment plans may be interest-bearing. Some cards and shipping addresses may not be eligible. Best Value Transmission does not approve financing applications, determine APR, or control payment terms. Fitment, pricing, warranty coverage, shipping, labor coverage, core return eligibility, tax, and availability may vary by vehicle, VIN, and application.